Jeffrey A. Cramer holds an undergraduate degree from Vanderbilt University and a Doctor of Jurisprudence (J.D.), with honors, from the University of Florida College of Law, where he served on the Editorial Board of the Law Review. He has been admitted to practice law in all state and federal courts in Florida. With more than 35 years experience as a civil trial lawyer, Jeff successfully has handled a wide variety of personal injury and employment-discrimination claims, contract and family disputes, as well as probate and guardianship contests in both trial and appellate courts. Jeff also has been an adjunct professor of employment law at Florida Coastal School of Law, a frequent lecturer at continuing legal education seminars and has published several articles on civil trial issues.
Jeff has been certified by the Florida Supreme Court as both a circuit court and family mediator. He has received the highest rating from his peers, “AV” by the Martindale-Hubbell Company, is listed in the “Bar Register of Preeminent Lawyers” and “Who’s Who in American Law.” Jeff has served as Escambia-Santa Rosa County Bar Association President and both as Northwest Florida Chapter President and member of the National Board of Directors of the prestigious American Board of Trial Advocates.
The extensive trial experience gathered from handling thousands of diverse civil matters has provided the skills necessary for Jeff to embark on the next phase of his career, helping people and families to plan effectively for their future. For the past several years, Jeff has focused his law practice on estate planning, estate administration (including probate), guardianship and elder law. During this time he has developed a Three-Step estate planning process that is unique in Jacksonville. With Cramer Law Center’s “Life Legacy” program, Jeff keeps his clients’ estate plans current and up to date on an annual basis. He is a member of the National Network of Estate Planning Attorneys, an experienced, cutting-edge group of forward thinking lawyers who collaborate and educate on the latest estate planning laws and techniques. Jeff also is a certified legacy advisor helping clients pass on their wisdom along with their wealth. As a result, Cramer Law Center now offers clients the combination of the support of a group of experienced estate planning colleagues from around the country along with Jeff’s own extensive legal background and experience.
Oliver Schnusenberg was born in Germany, where he lived until 1989, when he moved to the U.S. In 1993, he received his B.S. degree in Hospitality Management from Lynn University in Boca Raton, FL. In 1995, he completed his MBA degree with a specification in Accountancy from the University of Illinois at Urbana-Champaign. In 1999, he received his Ph.D. in Finance from Florida Atlantic University.
Oliver has taught at St. Joseph’s University in Philadelphia and is currently a Professor of Finance at the University of North Florida. His work, which focuses primarily on Behavioral Finance, is published in a variety of journals, including the Journal of Financial Research, Energy Economics, and the Journal of Behavioral Finance. Oliver has co-authored a book entitled Closed-End Funds, Exchange-Traded Funds, and Hedge Funds, which was published by Springer in 2009.
In 2014, Oliver obtained the CFP® designation. He teaches in the Finance and Financial Services majors at UNF, is a member of the FPA, and is the advisor of the FPA Student Chapter at UNF. Since 2016, he is the Director of the Financial Services Program at UNF.